参考答案

                                A possible version
    We often give money to the people in poor or disaster-stricken areas. Some students don’t think it a good way to help people there .However ,some prefer helping the unfortunate with money.
    In their opinion, money can be used to buy daily necessities and can help people rebuild their hometowns ,while sometimes the things people there receive are not what they need actually.
    But some other students think that giving used clothing to the people in those areas is better .Many people ,especially in rich areas and in cities ,have much clothing they no longer like or need. By giving it away to the people in need we can make the best use of it . Besides ,we are just students ,and we have no incomes of our own.
Anyhow ,no matter which way is considered better ,we should try our best to help those who need help. It goes without saying that money and other donations can be very helpful.